Financial planning is the foundation of what our advisors do—providing our clients with clear, comprehensive guidance through each stage of building, executing and updating their financial roadmap. Not only can a carefully designed comprehensive financial plan give you confidence in you and your family's future, it can also greatly simplify your present day financial life. Financial planning is a science of choices. Whether you have $1,000,000 or $50,000,000 of investable assets, your resources are finite. You must organize your highest priorities and align your investments with the realization of your stated goals.

The Abel Approach addresses investment planning in its purest form, as being both, part art and part science, but the best part is, it works. Our advisors develop and implement investment strategies for each client based on their own financial plan. This allows us to create an investment allocation that is specific and unique to each client. In accordance with our company philosophy of prudent growth and conservative management, we carefully select specific investments fostering healthy performance with suitable volatility. In addition, as an independent firm, the advisors at Abel Advisors can evaluate a great many investment choices and select those that are suitable for our clients.

A meaningful retirement is a goal nearly every investor shares. Yet, realizing that goal is increasingly becoming a greater challenge. People are living longer, which means staying ahead of inflation is more critical than it has ever been. In addition, Social Security's future is uncertain and individuals typically have several jobs throughout their careers, meaning less likelihood of a long-term financial plan with one employer. Smart retirement planning involves evaluating your current financial standing and creating an accumulation strategy that will help to ensure a desired retirement lifestyle. Because an individual's retirement years can span decades, retirement planning generally dominates other financial goals. Abel Advisors can help you put a plan into place during your wealth-building years that is designed to maximize growth and tax-efficient distributions, as well as assist in developing plans for distribution of retirement assets to the next generation.

Few things give our clients more confidence than working with our advisors to ensure that the assets they've worked so hard to accumulate over the years are protected from estate taxes and preserved for their heirs. You are entitled to make the necessary preparations to ensure that you're legacy accomplishes the goals you have in mind. Whether providing income for a spouse, educating children and grandchildren or leaving money to a favorite charity, we all want to know that the proceeds from our estates will be used to fulfill our wishes. Yet, without planning, huge portions of estates are often sacrificed to taxes. How often do we read about situations in which sizable estates are reduced by millions because of estate taxes? It's sad, but it happens frequently. In order to mitigate the effects of estate taxes, the team at Abel Advisors works closely with tax and legal professionals to provide clients with custom strategies.

A critical question often asked when developing an individual financial plan is: What happens to my family should the unforeseen happen to me? At Abel Advisors our team addresses this and other tough questions head on through carefully considered strategies and thoughtful planning intended to help mitigate the effects of unexpected circumstances.

Supporting charities can be a fulfilling and important part of your life; it's a way to make a lasting difference and carry on your legacy. If you're incorporating philanthropic goals into your overall financial plan, the team at Abel Advisors can help you:

  • Ensure that you have the right funds available for donation to the charity of your choice
  • Set up giving plans that provide lifetime income and other benefits for you and your loved ones
  • Maximize income and estate benefits
  • Maintain a source of income

As the last point indicates, an important consideration for many charitable giving plans is determining an appropriate way to maintain a stream of income. With pooled income funds and charitable gift annuities, you can donate to your favorite charity while maximizing tax benefits and maintaining a steady flow of income for yourself.

The team at Abel Advisors assists clients with many areas of estate and trust planning, specifically compliance and administration. We work closely with individuals and families to help ensure that their wealth is passed down to future generations in compliance with their wishes. We also help clients with planning for tax-advantaged transfer of wealth, while keeping the goals of the benefactors at the forefront of all decisions. Because every family has unique dynamics and objectives, Abel Advisors believes in providing estate planning strategies that reflect what's important to each individual client, helping their wealth provide for the people and causes they care about most.

Raymond James does not offer tax or legal advice or services. Please consult a qualified professional to discuss these matters.

To learn if Abel Advisors would be a good fit for you, call us at 225-408-4000